At Novamar "It's About You, Our Client"

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Are you the property owner?
Or are you renting?
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Type of property structure
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What materials is your property made of?
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Disclaimer

[[validations.typeConstruction.message]]

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Is the property less than 500 m from the ocean or a river or lake?
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Would you like to insure for damage due to Hydrometeorological Phenomena?
Would you like to insure damages for Earthquake and Volcanic eruption?

Hydrometeorological Phenomena

This includes Hurricanes, Tropical storms, Strong winds, Hail, Flooding and heavy rain, and Lightning.

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Would you like to remove coinsurance?

Coinsurance

Coinsurance is the percentage of the cost of covered damages that you pay after you have met your deductible. For example, if your coinsurance is 20%, and the damages costs $100, you pay $20 and your insurance company pays the remaining $80. This cost-sharing continues until you reach your annual out-of-pocket maximum.

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What would be the cost of replacing the building and contents?

Building replacement cost + Content value = Insured value

(Higher contents cost will be reflected in premiums)

Building Value

Contents Value

Property value vs. insured value

Property value (or market value) is the amount a property would sell for on the current real estate market, including the land value. Insured value (or replacement cost) is the amount it would cost to completely rebuild the structure from scratch at today's material and labor prices, which excludes the land value.

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Would you like to add this coverage?
This may include pergolas, swimming pools, jacuzzis, concrete furniture, palapas, solar panels, and similar outdoor structures.
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Novamar MX Homeowner Policies

An orange star The Novamar Advantage

A fully-staffed office in Mexico, fluent in English and Spanish, is available to assist you.

An orange star Top-rated Underwriters

Novamar has secured exclusive agreements for homeowner’s policies with strategic partners such as AIG and GMX, ensuring you receive wider coverage.

Higher payout coverages icon Higher Payout Coverages

Mexico’s coastlines are known for natural beauty, and sometimes, natural disaster. Novamar has tailored policies specifically to protect properties in these regions.

Comprehensive Protection icon Comprehensive Protection

Get protection for your friends, visitors and guests.

Claims assistance icon Novamar’s Claims Assistance

Our experienced bilingual in-house claims team is ready to assist you and help in the communication between you, your insurance company, and the adjuster assigned to your case.

Building and contents covered icon Building and Contents Covered

Insure the property structures and your personal belongings at amounts you determine.

Except for earthquake and hurricane claims, your policy includes zero deductibles—saving money and hassle. No Deductibles on Most Claims

Adjuster assistance in 24 hours or less. Loss payment in 72 hours for claims up to US$2,000. Down payment for 50% of the claim in 72 hours.

A balance scale International Lawsuit Protection

General Liability coverage can include lawsuits originating from abroad. Make sure to request this coverage if you want to protect yourself for legal action abroad. This coverage ensures you have access to specialized attorneys that will defend your best interests.

Limitations and Restrictions

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Would you like to add another insured?
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Additional Insured #[[ index + 1 ]]: [[ insured.fullName ]]
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Anual Policy for: [[fields.addressDetails | parseAddress]]
Property type: [[fields.typeProperty | mapTypeProperty]]
Start date: [[fields.auxEntranceDate]]
[[companiesQuotes?.[fields.company]?.title]]
Building Replacement
[[ fields.buildingValue | toCurrencyFormat ]] [[ currencyFormat ]]
Contents
[[ fields.contentsValue | toCurrencyFormat ]] [[ currencyFormat ]]
Outdoors Construction
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Liability
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Domestic Employe Liability
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Extra Expenses
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Robbery
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Electronic Equipment
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Glass
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[[fields.price | toCurrencyFormat]] [[ currencyFormat ]]
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